CREDIT BOOK
Credit book with every customer's balance
Every customer's credit in one place, with a running balance. Send a polite reminder on WhatsApp in one tap.
7 days free · No card needed · Help on WhatsApp
What is a credit book?
A credit book is the record of who bought on credit and how much they still owe. In Barkat, each customer has their own ledger. Every credit bill adds to the balance (baqaya) and every payment takes it down.
The reminder is one tap: Barkat writes the message and opens WhatsApp. You check it and press send. Nothing is ever sent without you.
Who it helps
- 01Kiryana storesRegular mohalla customers who pay at the end of the month.
- 02Medical storesFamilies and clinics who buy medicine on account.
- 03WholesalersShops that take goods now and pay after they sell.
How it works
- 1
Sell on credit
At the counter, choose credit and the customer's name. The bill goes into their khata.
- 2
See who owes you
The reminders list shows everyone who owes you, biggest balance first, with the days since their last purchase.
- 3
Remind and receive
Tap to open WhatsApp with the message ready. When they pay, record the payment and the balance goes down.
Credit book questions
Does Barkat send reminders by itself?Kya reminder khud chala jata hai?
No. Barkat writes the message and opens WhatsApp for you. You check it and press send.
Can I set a credit limit?Credit ki had rakh sakte hain?
Yes. Give each customer a credit limit. In the browser the counter refuses a credit bill that takes them over it; on the Pharmacy desktop app the bill is saved and flagged for you to review.
Can I keep supplier credit too?Supplier ka credit bhi?
Yes. Suppliers have their own ledgers, so you can see what you owe each one.
What if a customer pays part of the amount?Thori payment karein to?
Record the amount they paid. The balance goes down by that much and the rest stays in their khata.
Does the customer need the Barkat app?Customer ko app chahiye?
No. The reminder is an ordinary WhatsApp message from your phone.
Move your khata from paper to Barkat
Add your customers and start selling on credit today. No card needed.